this post was submitted on 06 Mar 2025
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[–] [email protected] 14 points 10 hours ago (3 children)

Aren't there alternatives to Paypal, like Wise and Revolut?

[–] [email protected] 2 points 4 hours ago

Germany tries to make one every two years. The newest one is called Wero/kwitt

[–] [email protected] 18 points 8 hours ago (3 children)

Do you need one?

I recently deleted my PayPal account and use a virtual credit card instead.

So far no issues with paying. In the rare case that credit card is not available you can always pay without account in PayPal via credit card.

[–] [email protected] 8 points 6 hours ago

Often enough the credit card payment still is done through PayPal, though

[–] [email protected] 2 points 6 hours ago

Wat? I have one I'm the one that suggested it 💀

[–] [email protected] 1 points 6 hours ago (1 children)

You went back to the banking industry and you report this event as a good thing?

[–] [email protected] 4 points 6 hours ago

You are telling me you are paying via PayPal without involving the banking industry?

I have the choice to either tell PayPal and my bank what I'm buying or just my bank. I chose the latter.

[–] [email protected] 3 points 10 hours ago* (last edited 10 hours ago) (2 children)

And wero from European paiement initiative that regroup all major french and german bank.

[–] [email protected] 1 points 4 hours ago (1 children)

Far as I know it's more of a send money from phone to phone thing for now. My bank supports it, but it's only an option in the app which I don't use.
It is especially sad since it was meant to replace giropay, which actually was more like Paypal than wero is.
Let's hope it is just a matter of time.

[–] [email protected] 1 points 3 hours ago* (last edited 3 hours ago)

It will be open later to shop and eshop. Probably around 2026. I saw a élog post about their roadmap.

[–] [email protected] 1 points 7 hours ago (1 children)

Except in Germany you can chose from like three whole banks that participate

[–] [email protected] 1 points 6 hours ago

No no way more