Yup, it's the same as in Teams, but I think it formats better: use triple backticks.
sugar_in_your_tea
Why is it not an option?
I'm similar, but I'm with Fidelity instead of Schwab. Using a brokerage as a bank account is an awesome cheat code to getting awesome interest w/o any extra effort. My "checking" is a brokerage account and the cash sits in a money market fund making ~4.5%, which is awesome.
The main downside w/ an online bank/brokerage is lack of access to branch services, like depositing cash or withdrawing specific denominations. I maintain a local bank that doesn't entirely suck to get access to branch services and leave like $50 in there so they don't close it, and then just transfer money to/from as needed. All of my regular expenses go through my brokerage "checking."
Yeah, when I look into a new bank for whatever reason, the first place I go is the fee schedule and I look for BS. Most big banks have a ton of BS in there, so avoiding them is usually sufficient if you don't want to read a table of fees.
In fact, overdraft protection is typically opt-in, so just don't sign up for it and you're golden.
The only overdraft I use is self-funded overdraft where it pulls from savings instead of a tiny bank loan. I have it send me a notification when that happens so I can tell when my cash flow is wonky.
Yup. I like vegan food. I also like food with meat and stuff in it. I just like good food, and a lot of good food happens to be vegan. Sometimes I'll order a vegan version of a dish just for some variety vs the meat-heavy dishes.
Yeah, it has gotten better since a year or so ago, but it still falls quite a bit short of Slack. Slack can do snippets or not, it's up to you.
And yeah, it's nice that it's getting better, especially since I'm forced to use it for work (and interviews, where bad code handling sucks).
Make it $0.01. No need to waste too much money.
Agreed.
I hate Twitter's format though, so Mastodon isn't interesting at all to me. I really like the Reddit setup where discussion is around a presented topic (whether a link or a text post), instead of the Twitter/Mastodon format where you follow general topics and people. I don't care about individuals, I care about ideas, and Reddit/Lemmy seem to distill ideas around topics I care about better than Twitter/Mastodon. However, both Lemmy and Reddit tend to encourage echo chambers, which I strongly dislike, hence why I'm working on something else.
BlueSky seems like Twitter 2.0, so I'm just as uninterested as I ever was in Twitter and Mastodon.
Yup. Here's what I did:
- recommend others not vote for him in 2016
- didn't vote for him in 2016
- avoided TruthSocial and other nonsense during his first term
- encouraged friends and family to not vote for him in 2020
- didn't vote for him in 2020
- continued to avoid TruthSocial
- encouraged friends and family to not vote for him in 2024
- didn't vote for him in 2024
See a pattern?
the wisest move is to hoard cash
I disagree, market timing fails more than it succeeds. The better bet IMO is to diversify your investments. When one bubble pops, you'll have assets in other sectors/regions/etc that aren't in a bubble and get the investment dollars from people fleeing the bubble.
Warren Buffett hoarding cash doesn't mean you should hoard cash. He's hoarding cash because he's a sophisticated investor with a long track record of being able to find good deals, and he sometimes buys entire companies outright, and having a large cash balance makes that a lot easier. He also frequently funnels that money into stock buybacks instead of leaving it in cash. He doesn't know if the market will crash next year on in a decade, because as you said, the market can remain irrational.
Do what Warren Buffett says, not what he does: buy and hold a broad market index fund (he recommends the S&P 500).
That's what I'm doing. I'm rebalancing my investments more regularly because I do expect this temporary run-up to drop, but I'm unwilling to try to time the market. I have a target US/international ratio, and I'm making sure that's correct (my US portion has grown faster than international). I have also decided to pull the trigger on a small-cap value tilt after watching some good videos by Ben Felix, so I've been completing that transition as well. I intend to keep this portfolio for >10 years (probably through retirement, but we'll see what happens when there's new research).
Which AFAIK is still a class under the hood. That doesn't particularly matter for developers, but it's still odd.
But honestly, if I'm going to use anything on the JVM, I'll just use Kotlin. Java is kind of catching up, but Kotlin is just so much cleaner IMO. But if I'm not stuck w/ the JVM, I'll use one of the others I mentioned.
Eh, it's honestly not so bad, provided you're using it for the type of work where C is suited. For most embedded work, I just pass on the stack (esp. w/ the new variable length arrays on the stack, which C++ doesn't have), so no need to
malloc()
orfree()
most of the time. If I'm building a larger program, I'll probably not use C, because it just doesn't have the features I want for larger-scale development work, and I definitely won't use C++ because that's a nightmare of conflicting legacy features.Rust is my go-to if I know it'll be large-ish and I don't have any particular restraints on where it's going to run (i.e. not on a microcontroller or something). The compiler catches a lot of my bugs, the result is fast, and now that I'm comfortable with it, I'm pretty productive with it. It does have a bit of a learning curve, but it's way better than when I started with it (around the 1.0 launch).