this post was submitted on 12 Nov 2024
425 points (99.1% liked)

Greentext

4383 readers
1136 users here now

This is a place to share greentexts and witness the confounding life of Anon. If you're new to the Greentext community, think of it as a sort of zoo with Anon as the main attraction.

Be warned:

If you find yourself getting angry (or god forbid, agreeing) with something Anon has said, you might be doing it wrong.

founded 1 year ago
MODERATORS
 
you are viewing a single comment's thread
view the rest of the comments
[–] [email protected] 34 points 2 days ago (32 children)

"I kept overdrafting my account even though I opted out"

Is this some SovCit shit where they think "opting out" of the terms of service for their bank account is an option?

[–] [email protected] 34 points 2 days ago (1 children)

what do you mean? If I try to pay with an empty bank account the transaction is simply denied.

Nothing sovcit about not wanting the bank to give you what's essentially a small expensive loan.

[–] [email protected] 1 points 19 hours ago

In fact, overdraft protection is typically opt-in, so just don't sign up for it and you're golden.

The only overdraft I use is self-funded overdraft where it pulls from savings instead of a tiny bank loan. I have it send me a notification when that happens so I can tell when my cash flow is wonky.

load more comments (30 replies)