WireGuard, and an external HDD. Run at a remote location for off-site backup.
I do this with a raspberry pi 3 at the in-laws. I copied the data over locally before setting it up, and after that it's just nightly incremental rsync, which is fine even over my slow (35Mbps) upload.
I'm not mad at the huge amount I pay in taxes. I'm mad about what I get in return.