this post was submitted on 30 Jan 2024
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There has to be a better system than this.

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[–] [email protected] 8 points 9 months ago
[–] [email protected] 7 points 9 months ago

I don’t live for retirement like a lot of American culture has historically taught us to do. I work to live first and that means, as much as I can within my means, taking the time and investment to have experiences while I can. Too many people in my life have died before getting to retire without having done anything with their lives because they were so focused on having enough money to retire with that it’s not a regret I’m willing to risk.

I am taking reasonable steps toward financial security as I age, but it’s a secondary concern to living for now. If I die in a gutter, I’ll do it knowing I’ve lived the best life I could.

[–] [email protected] 7 points 9 months ago

Don't think about it.

[–] [email protected] 7 points 9 months ago

Volunteer. The options are endless, you get to support your community and meet amazing people, and sometimes there's lunch involved.

[–] [email protected] 7 points 9 months ago

Living with disability like I do means that process has sped up significantly.

[–] [email protected] 7 points 9 months ago

I don't just work it's not like nothing else happens. I get it's tough and frustrating but life is good even if work sucks sometimes

[–] [email protected] 7 points 9 months ago

If you're lucky enough to find something you're passionate about you may not begrudge the work week. I never have, so i work to live, got into a reasonable paying sector, didn't waste money on oversized property or flash motors, as they're not my bag, but used the cash to go adventuring at weekends, snow boarding in winter, the job takes up more time than I'd like but i'm earning freedom tokens. That mentality helped me at least.

[–] [email protected] 6 points 9 months ago

I found a job with a career track that I can retire from in 25 years max and I already have 5 years of service. The system you envision doesn't really exist yet.

[–] [email protected] 6 points 9 months ago

I've been thinking about this since middle school (when I was thinking about what was waiting for me after school, which I wasn't much a fan of either) and I just distract myself by doing things I enjoy. If it occupies my mind too much, I take a hit of copium and tell myself that maybe I'll get lucky and strike it rich somehow to let me retire early.

[–] [email protected] 6 points 9 months ago

First off, I'd try to find as much balance and joy as possible now. Don't wait for retirement. None of us know if we'll even be around at that point.

I also make sure to vote for people who want more work/life balance and more universal public services. Vacation time, family and parental leave, universal healthcare, affordable education, etc. Those are all things that free you mind to think about life and not just the basic necessities and surviving.

[–] [email protected] 5 points 9 months ago (1 children)

the ideal way would be to build up passive income and/or outwaging your living costs by double or triple, but god knows how hard that is.

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[–] [email protected] 5 points 9 months ago

I've got "30 and out" at my union factory, so I'll retire at 56 which isn't so bad. Course, I'll lose my health insurance but it's free til then 🤷‍♂️

[–] [email protected] 5 points 9 months ago

The key is to do your living now while you still can. Don't waste your youth on a grind that will get you nothing.

[–] [email protected] 5 points 9 months ago (1 children)

I love my job. I have crippling depression, so I won't live to retirement.

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[–] [email protected] 5 points 9 months ago

Have you tried alcohol? That seems to be the popular approach.

[–] [email protected] 5 points 9 months ago

There are better options for those who find a way.

[–] [email protected] 5 points 9 months ago

Sir, “Retired” is the opposite of “Start”.

[–] [email protected] 4 points 9 months ago

I keep finding myself trying to imagine how to make enough money so my mom doesn't have to do this.

[–] [email protected] 4 points 9 months ago

The answer is: do a job you like and do the things you like. I’m due to retire in ten years and won’t be doing so. I won’t work as much but I will work

It’s easier in some countries than others. But the key is not wasting time on things that you feel pressured to do because of societal norms or because you’re too lazy to do anything different.

[–] [email protected] 4 points 9 months ago* (last edited 9 months ago)

Die with Zero by Bill Perkins has some interesting takes on this.

[–] [email protected] 4 points 9 months ago (1 children)

I'm half done. I've kept up my health and I'm trying to improve it even more. When I hit 65 I won't be too old to do much.

But the real question should be what are you waiting until retirement to do and why not do it sooner?

[–] [email protected] 6 points 9 months ago (2 children)

Because at the age of 36 I'm financially treading water and a week off here and there is enough time to de-stress from work, not enough time to do what I'd really like to.

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