More like it shows dangers of using only one provider for almost all IT infrastructure.
this post was submitted on 20 Jul 2024
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Privacy
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…why not both?
Because if everyone used cash, schedule systems, records systems, communication systems around the world, breakdown still.
If there's a verity of software vendors used in these systems, and financial systems, you don't get simultaneous global breakdowns any more.
Basically. Using cash won't prevent this from happening. Using several interoperable software providers and systems will.
Using cash won't prevent this from happening.
I mean yeah, that’s why I said both, not just cash. I carry some cash on me because you never know. I’d also like to see less monopolization of just about everything because it makes for single points of failure. Diversifying your payment methods by including the potential for cash also helps.
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There's more to it. The mono-culture is one thing, but rolling out the update to millions of computers on the same days sounds like a bad idea.
Fun fact in 2008, with nuclear submarines, the mono-culture was not that bad yet.
It's interesting to note the UK went with a Windows XP variant and not Windows Vista, which is marketed as the more reliable OS. The USA never made the same calculations: The American Navy runs on Linux.
Navy: "we use Arch btw"
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*global IT outage shows dangers of monopolies.
Why do you hate the "free market"
One problem no one has mentioned, is that it also makes life a lot harder for homeless people. I guess they need to open a bank account and start writing their account number on a cardboard.
This actually reminds me of when I went to a restaurant a while ago. I had some physical money to spend, so I figured I'd take it with me and pay with that. At the end of the meal, while my friends paid with a card, I asked if I could pay with cash. Immediately, the waiter's demeanor changed and he looked almost... disgusted? I don't even know. Then he asked me in a tone that matched his expression if I didn't have a card, and I answered something like "Well, I do, but it would be more convenient for me to pay with cash, if that's okay". Then he, for some reason, repeated the question, and I answered similarly. He didn't say anything and just avoided looking at me. While a friend next to me was paying I asked again, "so, can I pay with cash?", and without looking at me, he just barely shook his head yes. So I paid with cash, and then I awaited my 3€ change back (in my country it's not usually custom to tip because waiters actually get paid full salaries). Eventually he came back with our receipt, but no change. I just left without saying anything - at this point I wasn't going to argue about 3€ - but I'm most definitely not coming back to that place.
Still don't know what the dude's problem was, but it did leave me wondering how are homeless people expected to pay for anything, if even a person who isn't homeless can receive such cold treatment just for choosing to pay with cash.
One problem no one has mentioned, is that it also makes life a lot harder for homeless people. I guess they need to open a bank account and start writing their account number on a cardboard.
And you need a permanent address for a bank account. Unfortunately, that's a feature of the cashless movement not a bug. Anything to make the lives of people experiencing homelessness harder.
In Europe it's so much more common to use cash than card anyway, that guy was a fucking weirdo
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One problem no one has mentioned, is that it also makes life a lot harder for homeless people.
But to those who organise those systems, they're not consumers with disposable income or a credit line to spend. They are happy for them to fall through the cracks and people not using cash penalises them further by eradicating charity and widening divisions.
It is functioning as designed.
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cashless society is a really stupid idea. it's not worth sacrificing privacy and stability for a tiny bit of convenience.
I don't understand why we can't have multiple forms of payment. I'll keep cash and cards so I have options
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Does anyone actually want a cashless society though?
I don't carry cash for the same reason I don't carry my socket wrench. I use it for specific things at specific times but I don't need it day to day. That doesn't mean I think socket wrenches should be outlawed.
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No, that is not correct. Global outage shows the dangers of centralized systems would be a better headline. Monero Worked all day throughout the entire outage with no problems.
Define "worked" in this context. You mean their own infrastructure didn't crash? You certainly didn't pop down to the store and buying anything useful with Monero 😂
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Even central currencies can work if you can make offline and peer to peer payments.
Not easy to pull off cryptographically, though.
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Maybe if somebody needs something we could just give it to them.
Socialist scum.
What are you going to say next, that housing is a human right? That food and water should be free? That the economic surplus should first go to the people in need?
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I think it is important to have cash as a backup.
A couple of years ago there were some issues with card reading terminals in Germany. Due to a faulty security certificate these card reading terminals were not operational for about a whole month. Many stores were affected, because they almost all use ones from the same manufacturer. The only reason why it wasn't such a big deal was that people were carrying cash around anyway and were able to switch the method of payment easily. Having cash worked as a backup.
Agreed. I would love to see a law requiring businesses to accept cash where possible. That sort of law already exists at state and local levels in the US, would like to see it adopted in the UK.
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One of the biggest rules in IT is always have a backup.
A cashless society has no backup.
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What good is cash gonna do if the networked cash register doesn't open anymore?
They have paper and pens that they can track their transactions until the system is fixed.
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A cashless society is so stupid beyond words. In order to create one you must also create a full surveillance society to protect it, and even that would be ineffective to stop it from being hacked.
Just to be clear we are a mostly cashless society and the majority of currency is not physically in existence around the world and somehow it manages to be protected by and large.
The difference is that if someone decides to freeze your cashless bank account they can by a mouse click and you're destitute. Whereas if that happens in a cash-based society they have to come and get it from you.
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Totally. My petrol station allowed me to pay in seashells while everyone else were just standing around complaining, was kinda nice
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Even cash breaks down pretty quickly in a hypothetical situation where you have something similar occur that lasts for an extended period. When banks' systems are impacted, how do I get more cash from my account with them when whatever amount I had when the system went down runs out? I haven't had a physical passbook for an account in a good 20 years.
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It would be fine if not everyone had the same exact setup. Also you can have cashless payments why still supporting cash. They aren't mutually exclusive
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Me, wanting to abolish currency entirely...
The economy is so fucked i essentially interact with friends and family on a barter system anyway. I bake them cookies and cakes and they let me use their laundry machines.
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Can't remember which one but credit cards were offline for a time with something and places that still had the carbon paper roller things stashed away took them out and used them. They should keep those things around.
Serious privacy issues around copying cards. That means the store has to retain a physical copy of the full embossed card number.
There were boxes full of them in the backroom.
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Achieving a moneyless society after one big overlong network outage.
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