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GEICO is Terminating Insurance Coverage of Tesla Cybertrucks, Says “This Type of Vehicle Doesn't Meet Our Underwriting Guidelines” (www.torquenews.com)

submitted 4 weeks ago by [email protected] to c/[email protected]

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GEICO, the second-largest vehicle insurance underwriter in the US, has decided it will no longer cover Tesla Cybertrucks. The company is terminating current Cybertruck policies and says the truck “doesn’t meet our underwriting guidelines.”

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[–] [email protected] 20 points 4 weeks ago (1 children)

I don't see anything in the article suggesting it's particularly dangerous, only that it's very expensive to fix, and in a collision will probably cause significant damage to the other vehicle (though that doesn't mean it'll necessarily cause injury).

The US doesn't exactly approve or deny vehicles in general; any vehicle that conforms to the Federal Motor Vehicle Safety Standards can be sold, as far as I know. And I don't see any section that covers safety of the other party in a collision, unfortunately. Maybe write your reps and suggest they add one.

[–] [email protected] 3 points 4 weeks ago (2 children)

The US doesn’t exactly approve or deny vehicles in general; any vehicle that conforms to the Federal Motor Vehicle Safety Standards can be sold

Sorry, I'm not getting the distinction here. Isn't a vehicle that conforms to the FMVSS the same as one that is approved?

Or is the check against FMVSS is not done ahead of time, but only later in any lawsuits?

[–] [email protected] 3 points 4 weeks ago

Conforming = here's a guide book. Follow it and we won't bother you unless there's an issue.

Approval = please submit every model/trim you release to our inspection/test facility for approval.

One requires a lot more people going back and forth between the manufacture and government than anyone wants.

[–] [email protected] 1 points 4 weeks ago

They have to pass inspection to be sold initially.