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Both, I'd say.
Money doesn't create corruption out of thin air - anyone who's corrupted by it already had to have the potential. But money does undoubtedly lead people who otherwise would have resisted their baser nature to indulge it instead.
And it very definitely provides the means for people who are already psychologically and/or morally inclined to corruption, and so is very attractive to them.
I'd agree with that. If you use you're vast wealth to do awful things then you're an awful person. But I've defintely had moments when a moment of rage or lust or other bad intention has bubbled up inside, and I've wanted to buy a business just to fire the rude person I've argued with, or hire a team of sex workers just to fulfill some weird fantasy. But as a poor normal person those thoughts appear and pass because i can't do anything about them. I'd hope that if I was a billionaire, I'd still take a moment and realise the gap between id urge and superego approved action, but who knows?