cross-posted from: https://lemmy.world/post/19930828
this post was submitted on 22 Sep 2024
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Yes! I've been saying that forever. They say rent/mortgage shouldn't be more than 30% of your income. OK, make it so if you're working full-time, you can afford to live. Doesn't seem like a complicated, or controversial, take.
I don't know a single person who is only spending 30% on housing. It's more like 50% where I live. A lot of landlords have that dumb "rule" where you must make triple the cost of the lease per month after taxes but will look the other way when 4 people split the cost evenly for a 2 bedroom apartment so they can each make ends meet. Not a single one of them comes close to making 3x the rent each month but an over occupied apartment is more likely to remove a squeaky wheel who won't pay their share of the rent on their own without management having to get involved. Saves them the trouble of having to fight a long legal battle to evict a troublesome tenant.
Housing is so beyond fucked right now.
It really is... Me and my gf are two software developers living together, AKA income definitely isn't an issue. And yet almost half of our collective income goes to rent. To be fair we are renting a 3 room flat, and it was our choice to splurge a bit for now. But when I think about the future, starting a family, suddenly a flat like this doesn't seem as outrageous of a desire. To actually meet the 30%, we'd need a much smaller flat, each on our own would only afford a single room. But our incomes are comfortably above average, SO HOW THE FUCK DOES ANYBODY ELSE AFFORD ANYTHING AT ALL?!?
That is true, in many other countries. But the USA loves it's exceptionalism, and this is one of those fucked up examples of it.
(Of course other countries have their own issues.)