this post was submitted on 08 Aug 2024
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Lemmy Shitpost

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[–] [email protected] 31 points 4 months ago (4 children)

What's better than PayPal / what issues does PayPal have? I don't know any better alternative…

[–] [email protected] 35 points 4 months ago (2 children)

I assume just normal credit card payments online? PayPal started because people were scared to use their card online, but now you get all the same buyer protections and insurance.

[–] [email protected] 10 points 4 months ago* (last edited 4 months ago) (2 children)

How do you send money to friends or businesses with credit card? Is there a paypal card which has your login information printed on it?

[–] [email protected] 5 points 4 months ago

I just use a bank transfer

[–] [email protected] 3 points 4 months ago (2 children)

Venmo usually, but many banks have built in cash payment apps too.

I'm 35 and never had a PayPal account and have never felt the need for one

[–] [email protected] 6 points 4 months ago

Obviously you can do a SEPA transfer as well, but it's not instant and you have to type a long number and don't have a consistently good user experience. Bank apps lack good UX. Stuff like "send this friend 5 bucks again, this is his profile picture" and are a pain to log into.

I don't say I like paypal or banks, i actually dont like either. But paypal is just more convenient.

[–] [email protected] 5 points 4 months ago

Venmo is, afaik, owned by PayPal, although they do a good job to not let on that it's a PayPal service.

[–] [email protected] 6 points 4 months ago (2 children)

PayPal stole my money and I'm far from the only case. Venmo is much better, but still provides fundamentally the same service

[–] [email protected] 12 points 4 months ago (1 children)

Which is weird because PayPal has owned Venmo for over a decade

[–] [email protected] 4 points 4 months ago

Yep. Dunno what the difference is, but it works much better. Probably the underlying software is just better.

[–] [email protected] 3 points 4 months ago (1 children)

Got bad news for you bud... Same bank.

[–] [email protected] 4 points 4 months ago

For a merchant; PayPal fees are quite high, their merchant support is abysmal and you have to be a decent size SME before you get a dedicated account manager.

And dont even get me started on their so called "merchant protection" offer for disputes.

[–] [email protected] 3 points 4 months ago

yeah I like paypal and use it a lot