this post was submitted on 11 Jul 2024
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I can highly recommend you to try Actual Budget to replace YNAB, it has come a long away and has bank sync and a very usable mobile (progressive web) app now
That has been on my radar for a while. I haven't checked it out recently. I'm sure YNAB4 will die sometime in the future, but I'm going to milk it out to the end :). There's already a hack for android (for dropbox syncing) and hoops to jump through to get it working in MacOs. It's just a matter of time before the house of cards falls apart.
Looks sick. I've been using Tiller, and it's honestly the last major thing holding me to Google Docs. If it's FOSS and syncs w/ banks, I'll self-host it and be happy. If it works, I'll happily send the amount I paid for Tiller to the team.
Edit: Bank account linking seems to be "coming soon". That's a critical feature for me, since I have a bunch of accounts and a huge part of the value is pulling all of that in for me. I'll play with it anyway, but I really need that feature (and I'm happy to pay a service like Plaid for access).
Edit2: Looks like it's implemented, but it's essentially EU-only. I'd really like them to support Plaid or something.