You can say thanks to the authors of the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act. Amongst them being Senator Joe Biden. A bill that he defended back in 2020 during his campaign claiming that he "improved it".
Both Republicans and Democrats want to have slaves, Dems just provide a longer leash.
Are you aware that Biden co-authored the bankruptcy bill that caused the entire student loan catastrophe?
And you're telling me that both sides actually do the same thing for the climate (that is nothing), just one side has a better PR?
We don't have time for the childish games of the oligarchs. Unless you realize that they all are your enemies and unless you organize in a unified front of the working class, it will all end in a catastrophe that will make WW II seem like a pleasant afternoon.