this post was submitted on 12 Aug 2024
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politics

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[–] [email protected] 126 points 3 months ago (1 children)

DOT’s rule also puts an end to airline runarounds by requiring refunds to be automatic, prompt, in the original form of payment, and for the full amount paid.

This is perfect. I just had to chase a few travel companies for refunds they owed me. The cancellations were the fault of the companies, not mine.

Every single one of them requires you to call some hidden phone number who tells you to download an app, and part of your refund is always disputed. It literally takes hours just to figure out how to complain.

They take your money in 5 seconds, but give it back in "5 to 7 business days".

[–] [email protected] 31 points 3 months ago (2 children)

They take your money in 5 seconds, but give it back in "5 to 7 business days".

This is the thing that pisses me off most. After spending hours arguing when they finally relent it will be "up to 30 business days before you see your refund". I had one company take 120 days to refund my money when my venue had to be cancelled during COVID, money that I had to pay the moment I booked.

[–] [email protected] 9 points 3 months ago

At that point you have to complain about it to your credit card provider. They are literally taking your money. 30 days is not acceptable, let alone 120 days.

I complain once to the merchant and if the money isn't going to be refunded soon, I call the credit card company. Try not to threaten or call again. Literally just escalate at the sign of problems.

[–] [email protected] 6 points 3 months ago* (last edited 3 months ago)

During COViD, I had flights cancelled on me. It was a discount carrier that first claimed “no refunds”. When I called and pointed out COViD regulations requiring it, they relented and gave me a credit for their shitty airline, expiring in a year. However after two years, I did get an actual refund … never again flying JetBlue

[–] [email protected] 85 points 3 months ago (1 children)
  • Ensuring accountability for companies that provide bad service. People shopping for products or services should be able to rely on customer reviews to assess which companies will provide streamlined service and not waste their time. The FTC has proposed a rule that, if finalized as proposed, would stop marketers from using illicit review and endorsement practices such as using fake reviews, suppressing honest negative reviews, and paying for positive reviews, which deceive consumers looking for real feedback on a product or service and undercut honest businesses.

Wait. No more fake reviews? No more supressing honest negative reviews?

I'll believe it when I see it. Let's see how Amazon/Google/Yelp handle this.

Let the lobbying commence!

[–] [email protected] 10 points 3 months ago (2 children)

How in the world would they enforce this?

[–] [email protected] 14 points 3 months ago (1 children)
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[–] [email protected] 3 points 3 months ago

That is what someone who is taking advantage of that system would ask.

[–] [email protected] 71 points 3 months ago (25 children)

One thing I'd like to improve the clarity on or outright declare/enforce: put a limit on the wait time allowed. Fixing chat bots, and website directions is one thing, but still being put on hold for 2 hours because the company doesn't pay for sufficient phone staff is BS.

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[–] [email protected] 64 points 3 months ago (1 children)

How about automation of filing taxes. Such a scam.

[–] [email protected] 34 points 3 months ago (2 children)

New direct file from the IRS is a good step forward. It is very simple but not everyone is eligible yet iirc.

[–] [email protected] 32 points 3 months ago (1 children)

Its so simple I'm disqualified from using it because I have a HSA.

Now pass federal universal healthcare and that'll go away so we have no issues.

[–] [email protected] 3 points 3 months ago (2 children)

Is that because they don't have the info from the HSA?

I thought the point of systems like this is that they prepopulate everything they know, and then you fill in the rest?

That way it's quicker, and you dont accidentally miss something they know about and get in trouble with the IRS wasting everyone's time?

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[–] [email protected] 4 points 3 months ago (1 children)

Didn't they just open it up to everyone? I thought that was one of the Biden admin's recent wins

[–] [email protected] 12 points 3 months ago (1 children)

It's opened to all states (was certain states before) but not everyone qualifies.

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[–] [email protected] 52 points 3 months ago* (last edited 3 months ago) (2 children)

A new Internet provider came to town and we jumped from Comcast. Waited up to two hours multiple times trying to get through to someone to cancel the account, and couldn't. So we just let them turn our service off. We don't have any of their hardware so there are no continuing charges. It'll be easier and less costly, considering the value of our time, to pay the collection agency.

That is fucked up. That's some bullshit I'd love to see fixed.

[–] [email protected] 45 points 3 months ago (3 children)

I have good news for you. You can just tell your credit card provider that you tried to cancel, but couldn't. They will just cancel it for you. It's a bit of a strong-arm tactic, but it works.

Whenever you need to cancel a gym, try this. They tell you that you need to come in? Nope, not acceptable or legal.

[–] [email protected] 15 points 3 months ago (3 children)

Getting banned from the gym is easier than cancelling.

[–] [email protected] 16 points 3 months ago

Become ungovernable.

Shit on the bench press.

[–] [email protected] 11 points 3 months ago* (last edited 3 months ago)

That's the real reason every gym has a naked old guy hanging out in the locker room with his nuts out. At some point, every man will spend decades of his life trying to cancel his gym membership - and having failed all his life, will find himself having become a desperate old man, left with no choice but to flaunt his wrinkly nutsack in the locker room in hopes of them finally kicking him out, thus freeing him from his eternal struggle.

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[–] [email protected] 7 points 3 months ago* (last edited 3 months ago) (1 children)

Yeah I think we did ETF or something. I've been out of work for 5 months. Now let me tell you about trying to close an empty bank account so they will stop paying people and charging you fees...

[–] [email protected] 3 points 3 months ago (1 children)

Closing a bank account is as easy as legally possible. They are already highly regulated, and there's a lot of paperwork to protect you from having your account closed without your permission. You can literally go into a bank if you want help. That's not the same thing as a gym at all.

[–] [email protected] 6 points 3 months ago (1 children)

I can't actually walk in. There's no local branches for this particular place. But even if I could, they can't close it while transactions are pending. And if new transactions hit, the account goes negative and then you can't close it until you bring it back positive.

I understand there are fraud concerns on both sides of that coin. But it isn't easy.

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[–] [email protected] 4 points 3 months ago (1 children)

don't rely on that. I had a medical vendor charge the wrong amount (pre claim) and refuse to reverse the charge and my credit card company (well ex credit card company) refused to as well. because some sort of charge was legit they did not see the wrong amount as any issue.

[–] [email protected] 3 points 3 months ago (1 children)

Yeah turns out wrong amount is somehow not fraud so the credit card doesn't need to help with it. You have to battle it out in civil court instead. Enraging.

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[–] [email protected] 10 points 3 months ago (2 children)

Doesn’t work with Comcast ….. when I moved into my current house, I got a fantastic fiber provider that hooked me up on move-in day! However apparently the previous owners had Comcast and Comcast kept trying to collect despite me saying I have never had an account with them. 2-3 months later, they came and cut my fiber from my actual provider. Bastards wouldn’t even let me complain because now they realized I’m not a customer

[–] [email protected] 10 points 3 months ago (1 children)

They cut someone else's fiber? That seems like a trespass or destruction of property, but probably not your property.

[–] [email protected] 3 points 3 months ago

Yep, and I did spend days trying to get them to take responsibility without any progress. Mostly they hung up when I couldn’t prove I was a customer

My fiber provider basically shrugged and said “yeah, they do that”, and were pretty quick about replacing it for me

[–] [email protected] 7 points 3 months ago

There need to be serious consequences for something like that and there just aren't.

[–] [email protected] 35 points 3 months ago (1 children)

Called up my health insurance the other day and they transferred me 3 times. It should not be this difficult.

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[–] [email protected] 35 points 3 months ago (1 children)

Can we do something about the math test/Star Chamber hybrid we all have to fill out every April?

The IRS knows what we owe already. Send a bill or a check. If there's a dispute, then there should be paperwork.

[–] [email protected] 32 points 3 months ago

Finally! Those republicans have been a nuisance for far too long.

[–] [email protected] 31 points 3 months ago (1 children)

this is exactly the way. So much fighting over big issues but hey there is a lot of small stuff making life miserable and stifling progress.

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[–] [email protected] 31 points 3 months ago (1 children)

Thank god, we need so much of this.

I've been chasing my bank around for almost two months now to get a problem fixed. They have obviously invested the least amount of money possible in customer service to the point where they can barely answer the most basic questions. The only progress I have seen on this problem is due to the fact that I finally figured out the right question to ask.

It is infuriating that they provide this level of support when it's obvious it isn't saving me any money - it's all just going to the C-suite and investors.

[–] [email protected] 7 points 3 months ago

that right question to ask thing really speaks to me. I have found across the board that places do not have employees that know the business and expect you to. What they really expect is that the software they bought will allow them to hire people that don't know what they are doing for less and the software will do the work. they want the mcdonalds registers that use icons for a big mac or such. its so not working.

[–] [email protected] 20 points 3 months ago (1 children)

Go after ISPs. We really need transparency on where they directed government grant money.

[–] [email protected] 3 points 3 months ago

Executives need to be prosecuted for theft.

[–] [email protected] 11 points 3 months ago

Go after introductory pricing. It's a bait and switch in my opinion and it's probably also a regressive policy too. Switching providers does get you better deals but if you can't pay early termination or installation fees you're stuck.

[–] [email protected] 10 points 3 months ago

are calling on [insert link to letter] health insurance companies

Someone needs to proofread these things.

[–] [email protected] 6 points 3 months ago

This is something I can get behind!

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