this post was submitted on 19 Dec 2023
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Genuine question.

I know they were the scrappy startup doing different cool things. But, what are the most major innovative things that they introduced, improved or just implemented that either revolutionized, improved or spurred change?

I am aware of the possibility of both fanboys and haters just duking it out below. But there's always that one guy who has a fkn well-formatted paragraph of gold. I await that guy.

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[–] [email protected] 7 points 11 months ago* (last edited 11 months ago) (1 children)

The credit reporting and insurance industries would like to have a wor… What’s that?

Nevermind. I’m being told they wish to be forgotten and ignored so they can quietly make boatloads without the threat of additional regulatory oversight.

[–] [email protected] 0 points 11 months ago (2 children)

The first credit score was introduced in 1989, Apple computers was founded in 1976.

[–] [email protected] 3 points 11 months ago
  1. That’s the FICO score. There have been other scores as far back as the 1950s.
  2. Credit bureaus are older than abstract scoring formulas, and credit reporting has been going on at least since the mid 1800s