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Scores of US credit unions offline after ransomware infects backend cloud outfit
(www.theregister.com)
this post was submitted on 03 Dec 2023
176 points (98.4% liked)
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I wouldn't notice the difference with my credit union. They're app/website barely works when they aren't being attacked.
Their*
Swipe typing and not proof reading. I swear Gboard never uses the correct form.
Gboard keeps correcting my its to it's >:(
ALWAYS
That/lack of Mint.com integration (RIP) is what's kept me from switching away from my "giant monster mega bank" all these years.
Good news! They're killing Mint.com so your problem will be solved for you shortly.
https://www.nytimes.com/2023/11/03/business/mint-app-closing-intuit.html
Translation: "Eh, all it does is help people without bringing us significant revenue. Let's try to push the users over to a more spammy based app!"
I remember when both came out, and used them extensively. Finally dropped CK, then Mint, as they both started including more and more loan ads. We certainly had a good run of actually useful free stuff, but that's finally catching up.
The enshittification will continue until morale improves. Fall in line, USER.
Like I want to give yet another 3rd party access to my data anyway.
Goodbye mint.
Time for me to plug my preferred budgeting application, budget with buckets. Envelope budgeting like ynab, however it's offline. You can import statements from your bank, use macros to access the bank, or pay 15 bucks a year for syncing through simplefinbridge.
Permanent license is a one time payment of $50, and there's an unlimited free trial.
I know, hence the "(RIP)". Still, I'm not going to give up on having integrated financial info so any credit union I switch to would have to support whatever I replace Mint with (even if it's as rudimentary as letting me automate downloading an OFX file).
That's one of the side effects of all the bank acquisitions and mergers and consolidations. National banks have so much more money to invest in things like Mint/plaid integrations, live fraud monitoring (vs daily fraud monitoring), etc.
Hell, I can't even get free checks from my credit union anymore.
And it doesn't help that banks have lobbied to keep credit unions from merging outside of their immediate service areas.
Nothing would keep me from leaving Gint Monster Mega Bank.
Moving back to a CU was the best decision... Saved me $500/year in fees, seen no negatives so far.
My credit union does not charge overdraft fees and they even called us once to remind us we forgot to make a loan payment. Bank of America would have just raked us over the coals.
Moving back to a CU was the best decision... Saved me $500/year in fees, seen no negatives so far.
Not a credit union, but the PNC app barely works either. Sometimes it takes me 4 attempts to successfully log on because the app crashes during sign-on.