solarpunk memes

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We messed up somewhere along the way (lemmy.world)

submitted 2 days ago* (last edited 2 days ago) by [email protected] to c/[email protected]

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cross-posted from: https://slrpnk.net/post/8286702

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[–] [email protected] 0 points 1 day ago

There's literally nothing wrong with credit scores--they reward good borrowers, and for bad borrowers, a bad credit score is equivalent for them to there being no scores.

Without credit scores, all borrowers get treated like the ones who don't repay their debts, instead of only the ones who actually don't.