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‘The tyranny of apps’: those without smartphones are unfairly penalised, say campaigners
(www.theguardian.com)
this post was submitted on 22 Feb 2025
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I mean I use Cashapp, but I could also not use it and my life wouldn't be much harder
I don't know what Cashapp is but I'm going to take the risk and say it's a fintech that handles direct money services. How off am I?
But I'm talking about a bank. The institution only exists through an app. Let's say you do a odd job and you get paid cash. You can't deposit that money: there is no place or way to do so.
A perfect description
Cashapp is also sort of an entirely online pseudo bank. There are places that let you deposit and withdraw cash, but they're like two steps above Bitcoin ATMs
I do know people who have these fully online banks though. On its own, it's a lot less convenient then just having an account with a local credit union where you can withdraw cash for free, and I really don't like that services like Venmo and Cashapp and Zelle are overtaking just handing physical dollar bills to each other