this post was submitted on 14 Dec 2024
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It healthcare has a own risk (literal translation, I'm not sure about the English term) in which the first costs are out of pocket until you reach a certain amount (400-800 depending on your insurance package).
So it's not 'free' as you don't pay for all of it, but you can't go into crippling debt over medical payments.
I think you're talking about deductibles. But in the truly socialized healthcare system you wouldn't have deductibles anyway because you don't pay out of pocket for anything.
Under the UK system you do pay for some drugs as an outpatient, but we're only talking like £6 (honestly it makes you wonder why they bother). But you never pay for in-house medicine and you don't pay for procedures at all.
I was just arguing against the 'free' bit of the argument. But I agree with you.