this post was submitted on 10 Dec 2024
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$683 a month for me and my kids. And that’s less than half the total cost, which my employer pays.
Thankfully it’s such a small company everyone has the same insurance plan so it’s really good insurance.
Before Medicare, I paid $1500 for a mid-tier Kaiser plan. It had a $6000 annual deductible which I kept in a tax deductible Health Savings Account. For the most part, I paid for routine stuff like vaccinations, yearly checkup and bloodwork, meds like statins, and a bid discount on stuff from their pharmacy. With Medicare, I pay $185 to the US Government and $199 to Kaiser for their Advantage plan.