this post was submitted on 27 Oct 2023
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There's different tiers, but in the case of a doctor visit and prescriptions for medication, you typically have a copay amount which insurance does not cover. If you have a serious illness and require treatment in the hospital you would be required to pay 30%-40% of the total bill. Also some insurance requires that you pay a certain amount per year before it will take effect, then the insurance pays the rest for the year. There's tons of different plans and scenarios, insurance here is a rip off.
And they do this because they claim that "we had many studies and focus groups and we found that people want choice!!"
"Choice" in health insurance is the atupidest fucking concept created by man since putting two of every animal on a fucking boat and repopulating though incest