Hiya, I am looking into a few different services to better manage my finances, among the highest recommended ones there is ActualBudget. Actualbugdet itself is opensource and private, however, to get the most out of this service you may connect it to your bank, via a third party service. Has anyone here actually done this? The service (for EU folks) is called GoCardless. This however, to me is ringing many alarms..
Here is the screenshot showing the message before connecting to my bank..
Here GoCardless's list of partners/suppliers:
I assume there is no private alternative that allows you to connect to your bank into AcualBudget or another service, if so please let me know! Managing finances would be so much more convenient if it all was automatically synced into a self-hosted service.
Let me know how you manage your finances :)
It doesn’t help our friends in the EU, but I’m hopeful that the CFPB’s “Open Banking” rules might actually make it possible to do this with an open source product with OAuth and common APIs rather than these aggregators that are just web scraping your bank.