this post was submitted on 13 Oct 2024
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[–] [email protected] 6 points 2 months ago* (last edited 2 months ago) (3 children)

"Why should I have to pay for YOUR kids to go to school?"

"Why should I pay for social safety nets when I'm well off?"

"Why should I pay for roads when I don't drive?"

Because there will come a day where you may need the help, and it wont be there cause your pigheaded myopia, and then you'll cry and cry about the unfairness of it all and maybe, just maybe, if you have a functioning neuron in that brain of yours, that maybe the fraction of a cent of yours that actually goes to help people isnt such a bad thing afterall

[–] [email protected] 8 points 2 months ago

None of your examples involve encouraging people to make stupid decisions like building a house that's almost guaranteed to be destroyed within a few years.

[–] [email protected] 7 points 2 months ago (2 children)

Unbounded risk-taking such as insuring people building houses in risky locations will lead to bankrupting the country.

If insurance is going to cover it, then there needs to be stipulations on the home owner to reduce the risk - for example, building the home out of steel and concrete, raising the structure high enough so that floods and storm surges cannot reach indoors, etc.

[–] [email protected] 2 points 2 months ago

Unbounded risk-taking such as insuring people building houses in risky locations will lead to bankrupting the country.

Bullshit.

Its a drop of piss in the ocean compared to all the ridiculous shit America wastes money on every single goddamn day.

[–] [email protected] 1 points 2 months ago (1 children)

Oh the hell it will.

We could have a functional colony on the moon and mars if NASA got a quarter of the military budget.

Maybe, just maybe, we stop spending billions to kill brown people for no good reason, and spend a tiny fucking fraction of that to make our own part of the world Less of a shithole, instead of more

[–] [email protected] 1 points 2 months ago (1 children)

The first step in not living in a shithole is to not build a house in a shithole, e.g. swampy Florida.

[–] [email protected] 1 points 2 months ago

Are you stupid?

The vast majority of people living in Florida, didn't build a fucking house there.

Most of the people living there, can't afford a house.

Like yeah, fuck the vacationers, they're probably the reason we're reading an article about house insurance. But the people who were born there with all their family and friends there, what the fuck are they supposed to do

[–] [email protected] 3 points 2 months ago (1 children)

"Why should I pay for social safety nets when I'm well off?"

Self preservation

[–] [email protected] 1 points 2 months ago

Call it Guillotine insurance