this post was submitted on 18 Oct 2023
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Repairing vs writing off a car - any thoughts? (beehaw.org)
submitted 1 year ago* (last edited 1 year ago) by [email protected] to c/[email protected]
8 comments fedilink hide all child comments
 

So I had a crash. My car has been assessed as a repairable write off and I have to decide if I push the insurer to repair or I take the payout. I owe no money but would be out of pocket to purchase new(ish). I was not intending to trade it in or sell in the foreseeable future.

I understand the process if I opt for a write off. If I push for repair I know it needs review and scutiny.

I am thinking of pushing for repair. Anyone else gone down that path? Any gotchas or experiences to share? I really am in two minds right now.

Edit: had long chat with the repairer and reviewed the damage and went with write off. Panels and all the suspension on one side was stuffed and needed replacement. The risk of other stuff being just out enough to cause future problems, and risk of issues from sitting out for months waiting on parts was just more than I wanted. Got a fair payout. Bye beasty. Thanks for crumpling so I didn't...

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[โ€“] [email protected] 2 points 1 year ago (1 children)

It's an unusual make - an Abarth (jotted vup fiat basically) hence the repair costs. And five years old. Good nick. Logbook serviced. Would be out of pocket to replace (bought when first in market and more expensive now).

But yeah I have had that niggly, fish curry, not quite right feeling after repairs before on other older cars (even minor repairs) so I am timid. I am only considering repair because it's been so good and I do really like the model. But I am being offered a good price and can survive for a bit while I watch car sales for a good deal...that's why I am so conflicted.

[โ€“] [email protected] 1 points 1 year ago

Holy shit I've heard the name but never actually looked at one. Those look amazing. I would absolutely enjoy the fuck out of driving that.

I can understand your dilemma. Of course I can't decide for you but for me, the uniqueness and character of a car like this would absolutely push me further towards taking the write off. I mean it's sad, but it is an inanimate object and driving the repaired car would just bug me no end.