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To be fair, that sounds pretty awesome. If we gave every baby 20,000 dollars and held it for them until college or 20 years old we could actually give our kids a much better start as adults. It would cost roughly 72 Billion dollars a year, about on par with Veterans Affairs. And yeah some of them are going to blow it on a car. But others will turn it into their retirement or get a house or use it for job training.