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this post was submitted on 11 Jun 2024
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I'm all for this but... Why would anyone pay a medical debt anymore? Wouldn't you just sit on it forever? What's the incentive to ever pay?
That’s the point. Fuck the predatory healthcare industry
National healthcare with one weird trick
A big chunk of the population doesn't pay anyways. Those who do are the ones with assets which might be seized
In other words, those who can afford it pay. Now those who can't afford it don't get punished.
Socialized healthcare with extra steps, but about time the US got there
Socialized healthcare seems like a stretch, but definitely a step in the right direction.
This doesn't stop collection activities. It only stops that from showing up on credit reports.
Medical debt lawsuits?
That happens now but is generally poor PR, so most hospitals don’t do it. I can see some gross future wherein they point to this and say “without credit extortion, we have no choice but to sue,” and the American populace just accepts this. Hopefully not though. That could well lead to increased scrutiny on the shit ass healthcare system (I nonetheless have low hopes).
Hospitals are already losing a ton of money by having to refer cases to collection agencies, which already have a relatively low success rate. Perhaps they should see this and push for single payer where they would not need to have entire business departments and collection agency partners creating massive overhead. The system as-is doesn’t work for them either.