906
TIL 40 states in the US charge you $20-$80 a day for being incarcerated in prison.
(en.m.wikipedia.org)
this post was submitted on 02 May 2024
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Bankruptcy isn't a bad option if you don't have any credit or have bad credit already. You can turn things around in a couple of months. Also I am unaware of employers performing a credit check as a basis for employment.
Depends on the company. Background checks can include credit checks. Any job with money or security clearance will check credit and large employers sometimes do as well.
Common in IT roles as well.
Blows my mind, credit has nothing to do with IT skills?!
IT has a level of access to systems that makes management nervous. The fear is that an IT person in financial trouble could use that to embezzle, or be pressured to sell access to a malicious third party.
You've chosen your username well.
https://www.nerdwallet.com/article/finance/credit-score-employer-checking
Felonies also don't help with getting a job. https://www.prisonpolicy.org/blog/2022/02/08/employment/
Bankruptcy, without a lawyer is not just a couple months. https://www.forbes.com/advisor/credit-score/bankruptcy-on-credit-report/
Also another place where credit can affect your chances is housing https://www.businessinsider.com/personal-finance/credit-score-needed-to-rent-apartment?op=1
And when it's that bad you can just move into a relatives house right? https://www.repository.law.indiana.edu/cgi/viewcontent.cgi?article=11290&context=ilj
Wait, are you unironically advocating for people not to declare bankruptcy after leaving prison with crippling debt?
I'm saying it shouldn't be necessary in the first place. You're supposed to have paid your debt to society by being in there. Federal amd state tax money pay for you to be there, charging room and board is predatory.
Just declare bankruptcy bro! Is a very tone deaf response to what is essentially bonded labor.
Well no shit. Nobody’s defending this. Dude’s proposing something to help while legislation is in this shit state.
You need to get out of your own head if you think that was a response. No one’s out to get you.
I interned at a bank and they do a credit check as a standard step for hiring someone. I also overheard HR at that bank talking about how they should stop running credit checks before hiring people because they can't use the info from that for anything and it just costs money to run the credit check