this post was submitted on 14 Feb 2024
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Passkeys: how do they work? No, like, seriously. It’s clear that the industry is increasingly betting on passkeys as a replacement for passwords, a way to use the internet that is both more secure and more user-friendly. But for all that upside, it’s not always clear how we, the normal human users, are supposed to use passkeys. You’re telling me it’s just a thing... that lives on my phone? What if I lose my phone? What if you steal my phone?

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[–] [email protected] 13 points 8 months ago (3 children)

SMS second factor is so bad! The really dumb thing in my opinion is the place that uses SMS to factor the most is banks. Now how dumb is that?

[–] [email protected] 9 points 8 months ago (1 children)

In the EU they have to use something stronger if available. SMS is only used if requested by the user.

[–] [email protected] 5 points 8 months ago

I wish it were that way here in the United States. But sadly, nope.

[–] [email protected] 4 points 8 months ago (1 children)

Banks are certainly behind the times and 'bank-grade security' is a joke in terms of what authentication methods they offer. I understand that they are slow to change anything though.

[–] [email protected] 1 points 8 months ago

My crypto wallet is more secure than my bank because I hold the keys myself and I am not nearly as large a target as a bank. Is it better to go after one person's money or one million people's money?

[–] [email protected] 2 points 8 months ago

I see SMS as a simple deanon rather than a 2FA.