>be me
>was kinda popular in HS
>our friend group had an orbiter and we all stuck around after graduation
>now in college
>orbiter has gotten closer with some members of the friend group I guess
>he gets on my nerves because he can't just find his own group
>last week he texts me
>"hey man do you wanna grab lunch together? I'm buying"
>think he's just trying to suck up to me
>say sure but blow him off
>he texts me again a couple days later
>"we can just grab a beer if you want, I just wanna catch up"
>why wont this guy take the hint
>just leave him on read
>ffw like two weeks
>find out from my friends that he asked each of us individually if we wanted to grab dinner
>everybody else said yes
>find out he got a big inheritance and gave each of them around $1000
>his "best friend" he bought a new phone and gave him $4000 for tuition
guys i fucked up bad. 1000 dollars would unironically change my life right now
They might have about $1000 debt at that moment and they know they have no chance of getting out of it with their current finances. So this would eliminate the debt in one go.
But thats pretty specific of course.
That would be indeed life changing. Thanks for the perspective.
Even then it doesn't really change anything. He might be back to 0 debt for a moment, but one bad event (broken phone, medical emergency, car accident...) is all it takes for the debt to pile back up.
It gives them a fighting chance to build an emergency fund before the next emergency versus ending up drowning in interest on the current debt.