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I think of it as a mental disease societies can catch. I do acknowledge that is full of good intentions. it just doesn't work and ends in missery. it just fails to account for basic facts like human nature.
https://theconversation.com/humans-arent-inherently-selfish-were-actually-hardwired-to-work-together-144145
Yes. Even a communal style of life works at small scales. But not at civilization scale. This is accepted and studied. And in particular the studies focus on the effects of the size of the group. As the groups grow larger the free riders appear. But I think what’s worse is that even if they didn’t have that problem they would still face the economic calculation problem and end up producing the wrong things instead.
edit: I should add that I think i would personally love to live in some small community in that sort of shared community setting even though I'm "white collar high earner".