chapotraphouse

Digusting.

Letting the pigs know who's boss

Hey.

I need options. Right now, the only option I can think of is Adult Protective Services, or APS.

If anyone has a resource I can use, please give it to me.

Thanks.

Can You Read in a Dream? What Science Says - wikihow.com

I clicked a footnote expecting to go to John's Hopkins but instead it sent me to the bottom of the page with that.

Following up on the HSA post someone made earlier, FSAs (Flexible Spending Accounts) re an optional medical thing some employers offer. They are never a replacement for insurance, but are intended to be supplemental.

They're a temporary use-it-or-lose it fund you pay for (and your employer can but probably wont contribute to) with a current maximum contribution limit of 3200 (some funds alow limited rollover, but it's capped by law, and not required) that you can use to cover some medical expenses insurance wont cover. That's a bunch of stuff, but the big ones are these:

• Deductibles: The amount of money you have to pay out of pocket before insurance will spend a penny to help you.
• Copays: Flat fees you might have to pay out of pocket per medical proedure or bill .
• Coinsurance: A percentage of a medical bill that insurance requires you to cover (20% coinsureance means you pay 20% out of pocket and they pay 80%.
• Some prescription meds.
• Dental
• Not sure about vision

You can choose at the beginning of the year how much money you intend to put into your FSA, and then your employer deducts an amount from each paycheck to fill that fund. This money is non-taxable going in and out, which is the primary form of savings.

The catch? Twofold:

1. As mentioned, it is use-it-or-lose-it. The employer pockets what you can't rollover.
2. You have to guess how much you will spend by how much you're declaring at insurance re-up time. Under or overguessing leaves money on the table.
3. If you are terminated , whether you get fired, quit, or get laid off, the employer keeps everytjing you've put in. I lost 1200 dollars this way is how I know. I don't recall how this interacts with COBRA, but you can't afford COBRA anyway.

So how can you make this shit deal possibly wothwhile? You can use ALL of it up front. So if you just started and you've gotten one paycheck and have FSA and put in 5 bucks, you can INSTANTLY use the ENTIRE amount of your election. So if you elected for max FSA, you can get a 3200 dollar procedure done on day 1, and the employer pays it all, even if you haven't paid anytjing in yet. Once that's done, if you quit or get fired, they cannot come to you to cover what you haven't paid in yet. That's money they spent that they can never get back.

So if you have a covered procedure that you know you need done, you can fuck over an employer with this one cool trick. Capitalists HATE this. But mind that it will probably take some time to get your appt scheduled and your procedure done, so you might have to work until that happens.

The other cool thing about this: It covers dental expenses INCLUDING ORTHODONTICS. For those of you who havent been working long, insurance that covers ortho is unicorn territory. In an ideal scenario, you get hired, FSA kicks in, you call to get an appt and get in the next day for an ortho consult, buy the high end ortho they are offering (make sure to get them to bill it all up front), then quit and get ortho for free.

Is it worth it if you plan to stay at a company? That's complicated and highly individualized, but youre bound to need at least some small amount even if it's just for a physical, assuming you dont forsee getting fired. If you're young and healthy and wear a fucking n95 lile you should, you probably don't need to risk FSA at all. If you have rollover (ask HR of you do), that might be worth going up to if you're not sure, since you get 2 years of coverage then, assuming you stay employed.

https://bsky.app/profile/kraymondh.bsky.social/post/3kmncj2aecu22

Libs gonna lib

Joe Biden Suddenly Leads Donald Trump in Multiple Polls

The r/politics thread is at 27k.

https://twitter.com/BBCNews/status/1767297209052090864

"Davengers" T-shirt | Shop the Dave Matthews Band Official Store

If you hadn't pissed on Thatcher's grave making bad vibes she wouldn't have died during her abdominal surgery and wouldn't have had to put out an AI photo to trick the gammon she's still kicking.

I appreciate everyone's responses a lot. I also think it was good to remove the post because there was some reactionary stuff in the google doc I linked. I found it through one of the articles that Bad Mouse's link led to, not in any of the other comments. I only looked at the "first hand accounts" links in the doc and didn't even double check what else there was so that's my error.

I had a feeling the take would be that there are certainly big flaws, as there are in any org, with any group of people, but PSL is still one of the few vehicles for socialist agitation that there actually exists, and by joining it we can help improve it.

I'm likely going to be moving to San Francisco when I'm back in the states in case anyone has recommendations about specific orgs in the bay that are certainly good.

Also I got to say Bad Mouse's ultra turn also bummed me out a little. It seems like such a baby leftist thing to do to just shit on a socialist party from across an ocean and then refuse to elaborate.

2 months ago I was getting hype because bunkers and tunnels were making a popular comeback thanks to Hamas and the Hasidic bros in Brooklyn were digging a tunnel for their messiah. Now? Nothing. No more tunnel discourse. What happened?

Zizek even clowned on him and he spent the better part of the debate just being mad at trans people. Elmo would crush Kermit with his infinite love and cuteness and Peterson would shrivel away from the light like a monster out of a fairy tale.

Why no recovery com?

I was running in the park earlier to practice. Even when I asked people if I could chase them they said no because they knew there's no way a terrorist could run faster than me. I would tackle him and take his gun and kick two more through their fucking heads I swear. I told them the whole plan.

Pretty expected, to be honest.

Especially now that Joe Sims is in and not John Bachtell.

This Existential Comics-like sketch popped into my brain while I was reading Capital. I'm not well-read enough to make their personalities and language very accurate, but I tried to get their ideas right.

Engels, Marx, Hegel, Descartes, and Spinoza are sitting together at table.

Engels: Thank you for coming to this meeting of enlightenment dialecticians. Today the topic of discussion will be “free will.” Does anyone want to start?

Descartes: Well, obviously we have free will because God is good, and he gave it to us. God created us and left us the world so that we could affect the world in ways that would decide whether we go to heaven.

Hegel: I agree to an extent, our free wills move forward history by making rational arguments advancing the world spirit. That does not mean we are just souls doing whatever we want. We pick rational choices in line with the dominant thinking of our society.

Marx: Religion may comfort people, but there is no god to give free will. Hegel’s sort of on track, but the limits on freedom are material not ideal. People have material conditions that greatly limit the choices they can make, but the masses ultimate move history forward, not simply ideas.

Descartes: What do you mean there’s no God? I literally proved it in my fifth meditation!

Marx: No, you didn’t, you idealist fool! There are no non-material things and nothing can be proved by pure reason.

Spinoza: I agree with Marx. We are all part of the one material world. However, that has implications for your argument too Karl. Our minds are material too, and therefore our actions are a result not only of outside conditions, but also the material that makes up our minds is also a part of God. Thus, we are ourselves nature acting out deterministically, and free will is an illusion.

Descartes: What God are you talking about?!

Engels: Ignoring Descartes, You are not wrong, though the wills of humanity still move forward history toward communism regardless of if they are free.

Spinoza: True enough.

Hegel: What do you mean forward to communism? I live in the end of history. There is nothing beyond constitutional monarchy.

Marx: You bourgeois idealist bastard!

Marx gets out of his seat and goes to flip Hegel on his head.

Engels: That’s enough everyone. He mutters under his breath. I should’ve picked a different topic.

(Someone in my discord server posted this so I don't know the source url)