With what's about to happen, I do not know
this post was submitted on 21 Nov 2024
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You really believe we're all going to die in the next 30years?
Or are you being hyperbolic?
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(9 replies)
You'll realise just how little people will make do with. And how much lower what you considered a terrible standard of living can be.
I know this wasn't your point, but I've been confused on a particular point for awhile:
buying a house is simply out of reach unless you have dual income and it better be nearly six figure dual income....
Just the general idea of it being impossible to afford to buy a house. And don't get me wrong, the prices on houses have gotten ridiculous! At the same time, we talk about landlords buying houses and charging exorbitant rent (suggesting at the very least more than what they pay).
So if rent is more than the mortgage, insurance, etc, then how is it impossible to buy a house if it is possible to rent (an equivalent home)? Is it the down payment (if any)? Costs involved in purchasing? Because it seems like month to month it would be cheaper.
I say this as someone who has rented and owned, and owning felt significantly cheaper.
(Full disclosure, I'm in the military, so I had access to a VA loan... though not really sure what that did for me except maybe allow 0% down... if other people are absolutely required to put up a percentage then I can definitely understand it).
Mortgage interest rates are very high at the moment, and many people "feel" like that's never going to change, but it very likely will, significantly increasing what they'll be able to afford. Home prices in my city have been falling for a couple years since they went out of control bonkers during the pandemic, and I don't think they've hit bottom yet.
Point is, these things are typically cyclical and temporary
I have the same question. It seems like a doable goal for me, and I only have an Associates Degree. Are people just bad at saving and paying their bills on time?
My question was less about how doable it is, and more... if you can't afford to buy a house, how can you afford to pay rent (and thus someone else's mortgage plus a little extra)?
The last place I lived, I could afford my mortgage but I wouldn't have been able to afford to rent an equivalent house. Hence my confusion.
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(1 replies)
Va loan helps to make it favourable but also you need to consider that investors can structure it better than first time home buyer. Sometimes it aont about out running the bear just the next guy
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(2 replies)
and it'd* better be a* nearly six-figure dual income