this post was submitted on 12 Dec 2023
52 points (93.3% liked)

Asklemmy

43826 readers
851 users here now

A loosely moderated place to ask open-ended questions

Search asklemmy πŸ”

If your post meets the following criteria, it's welcome here!

  1. Open-ended question
  2. Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
  3. Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
  4. Not ad nauseam inducing: please make sure it is a question that would be new to most members
  5. An actual topic of discussion

Looking for support?

Looking for a community?

~Icon~ ~by~ ~@Double_[email protected]~

founded 5 years ago
MODERATORS
 

An example: for me, I'd happily go into debt to travel, or make sure my son has a good education.

top 50 comments
sorted by: hot top controversial new old
[–] [email protected] 55 points 11 months ago (4 children)

A cure to whatever the heck is wrong with me! Hell, even a diagnosis would be nice...

[–] [email protected] 39 points 11 months ago (1 children)

Would be a lot nicer than the current system of "go into debt for doctor to shrug at me"

[–] [email protected] 5 points 11 months ago (2 children)

I'm in Canada. I'm just going broke for my inability to work, not from medical bills.

load more comments (2 replies)
[–] [email protected] 4 points 11 months ago

might not hurt to provide one of those new AI a rundown of your subjective and objective info and ask for treating diagnosis

[–] [email protected] 4 points 11 months ago

Understandably!

[–] [email protected] 2 points 11 months ago

What do you think is wrong with you?

[–] [email protected] 39 points 11 months ago (2 children)
[–] [email protected] 13 points 11 months ago

Did that at the end of 2006, and it’s still the single worst decision of my life. If only I waited another year and a half…

[–] [email protected] 5 points 11 months ago
[–] [email protected] 21 points 11 months ago (6 children)
load more comments (6 replies)
[–] [email protected] 18 points 11 months ago (3 children)

I'm actually pretty happy with my mortgage. I got a good deal in 2013 and refinanced to a 15yr at 3.25% a couple years ago. It's the definition of "good debt" because inflation and my home's value has way out paced the interest.

[–] [email protected] 9 points 11 months ago (2 children)

Man, if I could've purchased a house in 2013 I would've. I was graduating high school though lol

[–] [email protected] 6 points 11 months ago (1 children)

I know I was super lucky. I look at home prices today and what it would take for me to get there and just shake my head.

[–] [email protected] 3 points 11 months ago (1 children)

I've given up. The interest rates are ridiculous, and home prices where I want to live (anywhere in the western USA pretty much) are insanely inflated.

load more comments (1 replies)
[–] [email protected] 2 points 11 months ago

OMG. I got 8.95% for a 25yr mortgage and it was an awesome deal. Market was about 13.5%. Your numbers are really just free money from where am standing.

[–] [email protected] 17 points 11 months ago (2 children)

I'd go into debt to give anyone $100 every time they kicked Spez in the balls

[–] [email protected] 5 points 11 months ago

I'll do it for $25 and some food. Deal?

load more comments (1 replies)
[–] [email protected] 17 points 11 months ago

A house, because we were paying rent anyway. My car, it's paid off now and I couldn't have made as much $ without it.

But we are up to our eyeballs so it would have to be something incredible. A business with no possibility of failing, maybe.

[–] [email protected] 14 points 11 months ago

Nothing. I hate debt. I have a house payment as for me it is a better deal than rent, but i'm not happy. I'll probably get a car loan when the id.buzz comes here, but i'll hate it.

Debt that makes money work for you is okay, but most doesn't do that and is a bad deal. I have no interest in running a business, and if you don't make money because of it, debt cannot work for you. (I.could pay cash for a.tiny home in middle of nowhere places that I prefer not to live)

[–] [email protected] 10 points 11 months ago (2 children)

A 1way trip to another planet (with survival essentials and at least 20 other people).

[–] [email protected] 8 points 11 months ago

Bold of you to assume Collections still won't try to come after you.

[–] [email protected] 5 points 11 months ago (2 children)

Very interesting. Are we to assume this planet could support life?

[–] [email protected] 7 points 11 months ago* (last edited 11 months ago)

I would assume "survival essentials" are enough for the planet in question, and not just a sleeping bag and beef jerky

Edit: before anyone argues, it CAN include a sleeping bag and beef jerky.

[–] [email protected] 2 points 11 months ago (1 children)

Not necessarily Earth-like. A lunar or martian outpost would be enough. Enough water, food, and air for 50+ years.

[–] [email protected] 2 points 11 months ago

If I didn't have earthly attachments (child), I'd ask to be part of your 20.

[–] [email protected] 8 points 11 months ago

sorry. im never glad about it. more like what am I willing to go into debt for.

[–] [email protected] 8 points 11 months ago

If my daughter were to need any medical procedure, I'd take on as much debt as necessary. I don't give a fuck, I'm getting her fixed no matter what.

[–] [email protected] 7 points 11 months ago (1 children)

Get my hernia fixed. Unfortunately, the surgical theater requires me to pay up front.

[–] [email protected] 4 points 11 months ago (1 children)

I know the world is full of people with similar issues, but I wonder if you're my best friend πŸ˜… you speak like him, and he also has a hernia needs fixing.

[–] [email protected] 2 points 11 months ago

God gives his worst hernias to his kindest polymaths.

[–] [email protected] 5 points 11 months ago

Getting my mom out of debt.

[–] [email protected] 4 points 11 months ago

World dominance.

[–] [email protected] 4 points 11 months ago (1 children)

I mean, no matter what anyone is getting out of it, it would be theft if I could never pay it off. In which case I guess I'd go into debt if it meant curing other people of their own debt.

[–] [email protected] 2 points 11 months ago
[–] [email protected] 3 points 11 months ago

Travel for me too, so we're currently going into debt traveling. It's pretty sweet.

[–] [email protected] 2 points 11 months ago
[–] [email protected] 2 points 11 months ago

A home, for sure.

Expanding my business a bit would be reasonable.

Probably a car, even though it's not always financially a great idea.

Any other big purchase that would enrich my life in some way (for example, broadening my education, getting a piano, traveling, putting together a family, etc.)

[–] [email protected] 2 points 11 months ago

Contentment.

[–] [email protected] 1 points 11 months ago

Buying land.

[–] [email protected] 1 points 11 months ago (1 children)
[–] [email protected] 4 points 11 months ago

New from Olive Garden!

[–] [email protected] 1 points 11 months ago

bridging receivables

load more comments
view more: next β€Ί