Asklemmy

Chiropractors.

Private health insurance is the biggest fucking scam ever. The private insurance companies benefit by getting the aggregate healthiest population into their plans (working adults). The most likely to be expensive people, i.e. old people (on medicare) or poor people (on medicaid, or not even on an insurance plan) are on government, tax payer insurance plans. There is literally no reason except for corporate profiteering that Medicare should not be expanded to cover all people.

Also all those conversations, especially in the 2020 election period, were totally bullshit. You say something like M4A will cost 44 trillion dollars or whatever, which sounds like an insane amount of money. What is often left out of the discussion is that estimated cost was 1) over 10 years and 2) has to be weighed against the current costs we already pay for insurance. So the deal was very simple: the overall costs would go down because the overall spending would be less, and at the same time millions of people without coverage would be covered, and at the same time you don't have to contemplate stupid bullshit like in network, out of network providers. Or ever again talk to your insurance about why something is or isn't covered. Boils my blood when I think too much about this.

Not even gonna weigh in on things like how medicare can't negotiate prescription drug prices (https://www.nytimes.com/2023/07/23/us/politics/medicare-drug-price-negotiations-lawsuits.html), or how dental, vision, and hearing are treated separately from general healthcare, or how med school is prohibitively expensive, or how the residents after med school are overworked because the guy who institutionalize that practice was literally a cokehead. Those are all just bonus topics. The point is we are getting fleeced.

The stock market and publicly traded companies. The idea that a business that is making consistent profits isn't good unless those profits are increased each quarter is asinine. This system of shortsighted hyper focus on short term quarterly growth for the sake of growth is the cause of so much pain and suffering in the world. Even companies with amazing financials will work to push workers compensation down, cut corners and exploit loopholes to make sure their profits are always growing. Consistent large profits aren't good enough.

Subscriptions.

People pay every month but most don't use the sub to it's full value, and forget how expensive it becomes over the years. And you don't own anything on a subscription, you just borrow it.

Also trial periods that prolong automatically into subscriptions.

My personal top 3:

• insurance
• subscriptions
• Google and similar data hungry companies (while not a financial scam but moreso a privacy scam, companies like Google and Meta profiteering on our personal data without our knowledge or awareness)

Car based infrastructure

the stock market

capitalism

Wedding rings/diamonds in general.

The tradition isn't as old as people think and was literally started by a jewelry company to sell more jewelry. Specifically diamonds, which are not as rare as commonly believed and if not for the false scarcity and misinformation, would be dirt cheap.

Professors requiring their own, expensive textbook for their course.

Unpaid overtime.

Framing "fulfilling your contract" as "silent quitting".

In what other context would be "delivering what's in the contract" anything less than satisfactory?

When I buy a litre of milk and the box contains exactly a litre of milk it isn't "silent stealing" either.

First Past the Post voting at elections.

Car dealerships. They are awful on purpose. In many places car manufacturers are not legally allowed to sell their cars directly to customers, in order to create what is essentially legally mandated car dealerships, which all suck.

Tipping in restaurants…pay the workers.

Tipping

Dollar stores. A lot of the time they are profiting by selling you a smaller quantity at a slightly lower price. They target low income communities.

The United States health insurance system. It's such a for-profit racket that more taxpayer money goes into it per capita than any other system out there and its outcomes are worse and shittier.

The price for glasses. It's like this because of a stupid duopoly

Capitalism and the 5 day 9 to 5 work week

Insurance. A promise they try really hard to break.

Private health insurance.

Banks.

Credit scores. It goes up when you have more debt and goes down when you pay your debt off, but it goes down if you ask for a loan and it goes down if you even try to check what it is.

Absolute nonsense.

Credit scores

Religion. Whole cloth.

Diamonds.

Bank fees

Real estate agents getting 6% commission from the seller.

Car centric cities. Cities can and should be designed for people, keeping cars mostly out. The result is beautiful cities designed for people that make governments lots of money but the car companies will be earning a little less, ooffff

Make cities walkable, create actual safe roads for bikes, create 15 minute cities.

Look at the Netherlands, it damn works awesome

Giving money to politicians.

Insurance (am American)

Everything comes with a subscription

competition. You like Brand A? and dislike Brand B? both are owned by C

"Disposable" electronics

Full time work.