this post was submitted on 12 Dec 2023
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No, then you won't even be able to use in-app purchases.
Android supposedly has an option to side load, and even install another store, but in order to do it, you get through a series of warnings, and such stores can't even be on the play store. So for an ordinary user you feel like you are hacking the phone. So naturally there aren't many alternatives. The only one that lasted is F-Droid, but it seems to be only used by advanced users who want to run open source software.
So simply, theoretically they should be able to do whatever they want practically everyone has to stick to play store.
Play store has a rule, that additional charges need to go through them (and they of course charge 30%). This probably would still be ok, but then certain vendors don't need to follow the same rules.
OP is mistaken - you can make purchases in side-loaded apps, only thing is that app can't use the Google Play APIs for that (obviously) - but they're free to use PayPal or stripe or w/e payment method. Google has no way of preventing sideloaded apps from doing that, and it's not like they can ban them either.
Actually, there isn't even any actual "warning" - at least not on my Fold 4 - there was just one dialog to enable installation from unknown sources, with a "Settings" button that takes you directly to the page where you need to tick the box next to your browser, and as soon as you tick the box, you can click on the "Install" button to install it. That's it. None of the dialogs you interact with has any actual warnings.