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In the USA, can you lose your home even after it is 100% paid off? (lemmy.ml)

submitted 11 months ago by [email protected] to c/[email protected]

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Let’s say that you buy a home in cash and have 100% paid off. Could you still lose it somehow?

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[–] [email protected] 4 points 11 months ago (1 children)

Yep. Something like 88% of new builds in the US are built from the start with HOAs.

[–] [email protected] 1 points 11 months ago

Once you live there though you can vote to disband the hoa. Read the bylaws carefully and consult with a lawyer to see what local and state laws are (remember too you can change those laws and make hoa provisions you don't like invalid).

I only once lived under a hoa. I agreed because I had it in writing I could keep up to five cows on my property. (Not that o did, but it was allowed)