this post was submitted on 21 Nov 2023
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Anyone can save for retirement, even without a formal education. It just time and diligence to save, and then some reading to learn how to invest.
All of that requires a livable wage first. How many times do people have to prove that no amount of "dilligence" will allow people to live, let alone save on minimum wage in most places?
It's just having the self-control to live below your means.