this post was submitted on 02 Jun 2025
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Yes. There’s a chance you have to deal with collections after a while. Most the time the debt just gets written off tho.
If it does end up in collections, you can pay it for a bargain discount (and it’s removed from credit report). Or just wait it out and let it drop off in 7 years.
If you’re needing a loan sometime in the next 7 years, it’s a risk. But there’s certainly no criminal consequences, and they’re not coming after your wages over it.
If you aren’t from the USA, most of that doesn’t apply. They’re not coming after you in another country over medical debt, and they won’t prevent travel into or out of the country. It’s simply not a big deal here.
oh. but that changes everything...