this post was submitted on 07 Sep 2023
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I'm not from the US, I think I've heard that banks are obligated to give those loans with some characteristics?
It's going to cost much less if getting a student loan becomes much harder, because universities still need people paying.
If anybody can get a loan, the cost becomes inflated.
Just a thought.
The costs HAVE become I flatbed, because everyone can get a loan for a degree, and schools keep raising tuition.
Well, then the solution is abolishing the law making these loans so easy. It will make things easier for students themselves (only after a transient process, though, which itself is going to be hard - but that can be softened by, say, abolishing it gradually, for different categories of students).