this post was submitted on 04 Nov 2023
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No Stupid Questions

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No such thing. Ask away!

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ATMs I’ve checked:

BNP Paribas: no balance inquiry option. Nor did it print the balance on the receipt.

Attijariwafa: no balance inquiry option. Both ATMs are always out of paper, so no way to check whether the balance would be printed on the receipt. Anti-feature: you must enter your PIN before it shows you the menu. Does that mean it connects to my bank even in the absense of a transaction?

Ing: no longer has ATMs?
KBC: no longer has ATMs?
#Belfius: no longer has ATMs? (answered)
Aion: only has 1 ATM (unplugged & vandalized)
Europabank: has no ATMs?
DHB bank: has no ATMs?
Fintro: ATM is the same as BNP Parabas?
BBVA: do they still exist?
Bank of Baroda: has no ATMs?
Beobank: didn’t check if they have any ATMs
Keytrade: likely has no ATMs
BinckBank: likely has no ATMs

Batopin (3rd party w/Ing & KBC): no balance inquiry option.

This website claims to give a way to check your balance, but I’m not so trusting:

https://www.getmybalance.com/

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[–] [email protected] 1 points 1 year ago (1 children)

You are not getting around the tracking. It’s never going to happen.

I do. I only access banks electronically if they accommodate Tor. The bank only gets to know my physical location when I do a transaction where that’s unavoidable. Even if I were to carry a mobile phone on standby wherever I go, the bank would get nothing from it if I don’t run their app.

[–] [email protected] 2 points 1 year ago (1 children)

I only access banks electronically if they accommodate Tor.

So they know when you logged in and what you did when you got there. So you can't escape it there.

The bank only gets to know my physical location when I do a transaction where that’s unavoidable.

So you can't escape this either.

Even if I were to carry a mobile phone on standby wherever I go, the bank would get nothing from it if I don’t run their app.

They would get nothing except the time, location, amount, business, and how that relates to the other purchases you make and all the data those transactions generate as well. That data is shared with the bank, Visa or MasterCard, and all credit reporting agencies. This is unavoidable too.

You are not getting out of this unless you allow it to seriously affect your life.

[–] [email protected] 1 points 1 year ago* (last edited 1 year ago)

I figured you were trolling but gave you the benefit of the doubt right up until you mentioned “all credit reporting agencies”, in Belgium. There are no credit bureaus in Belgium, only a central bank which (unlike US credit bureaus) is public sector and not interested in grabbing data for profit, or in obtaining any data it’s not legally required to obtain.

Nice try though.

But FYI, your assumption would be wrong even in the US as well. Request your credit report from whichever credit bureau you believe is buying location data from your mobile phone provider. Notice the realtime location data is not on that report. Then go to your local small claims court and spend ~$100 to open a lawsuit against them for $1k (+~100 in court costs). Bring to court proof that they acquired your realtime CDMA/GSM location data, a copy of your credit report showing it’s not there, and a copy of the federal law requiring that consumer credit reports are complete when sent to the subject of the report (yourself). It might be the easiest $1k you’ve earned. You don’t have to prove actual damages either because the statute specifies $1k per violation. If you can catch all three credit bureaus doing what you claim, that’s an easy $3k. You can even hit all 3 in one case. Good luck!

BTW, I don’t put much stock into what you’re saying at this point but I am curious about the claim that phone providers are sharing sensitive personal info with Visa and Mastercard. Cardholders are just a number to visa & mc. Visa & MC do not even typically know the names of card holders. Exceptionally, if you buy airfare using a credit card, then the airline reveals the name of the passenger to the credit card company. Though to store that name as the account holder is ad hoc because they would have to make the assumption that the passenger and the buyer are the same person.