this post was submitted on 09 Jan 2025
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There are private fire departments. They are owned by companies that own industrial facilities with high fire risk, that need immediate response, such as oil refineries, chemical plants, and and factories.
But you're right that there aren't private fire companies to serve anyone on demand. There are no manned fire trucks in LA waiting for a high enough bidder to respond to the fire.
That's fire insurance, but yeah, pretty much the same thing. I have my cert in personal lines. We provided that everywhere but where it was needed. FEMA would step in. We have a risk pool. If the number of claims/ emergencies outweighs the risk pool, there's nothing we can do. There's no money, no resources, and no people.
My family owns a ranch in SoCal. Don't even start man lmao