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There should be no tough choices here, it should only be about removing that stupid cap.
Notwithstanding but it's really damn stupid that my middle class ass stops paying into social security before the end of the year while the working class subsidizes me.
I had no idea there was even a cap, that's ridiculous. I don't know a single middle class person IRL that earns enough individually to hit that cap though, so it is probably a bit regional since that cap feels like it would be awfully low in SV or a high COL city.
Keep in mind that Social Security retirement benefits depend on your contributions. So by capping the amount you contribute, Social Security also caps the amount you will receive.
While I agree the cap needs to be removed. The cap is only stopping you from subsidizing more of the working class. They are not subsidizing you. The payout is also capped. You're effectively paying a portion of your contribution to boost the payout of multiple other people who contributed less during their careers
The way I see it, sure it's capped, but I work a pretty good, white collar job, I'm going to statistically live longer than my blue collar peers drawing more over time and end of the day. I'm going to get a whole lot more out than the average blue collar worker and end result is that the working class is going and are subsidizing those rich people who are living longer putting that drain on resources.
That's just the way i see it.
That's not the way the math works, regardless of how you "see it".
That is exactly the way the math works for anything resembling the concept of insurance.
All of those programs are a form of insurance.
You just don't understand insurance.
No. Social security is not funded the same way that insurance is. We're talking about the funding here, so the comparison does not work.
Shit guys, no one tell Bronzebeard the concept of insurance!
Why did you feel the need to say this twice?
You're now wing both times. Funding is very different from insurance, which was the entire point of this discussion.