this post was submitted on 12 Nov 2024
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[–] [email protected] 5 points 2 days ago* (last edited 2 days ago) (6 children)

If you are in any sort of unique demographic, like you aren’t a straight white male office worker, you might look for credit unions that serve your specific population.

Like if you do trade work, there’s options. If you are Hispanic there’s options. Veterans have several options, women and feminists have several as well. Just sort of look for whatever fits you and see what might be available on a more national scale.

And if you are a cishet white male office worker with nothing to distinguish you from anyone else there’s probably a credit union for that, too. The theme of the day is themes. Credit unions that aren’t regionally based are nonetheless community based, and I’m sure you fit a community.

Really tho I hope you find something that fits so you can buck the bank. Banks are horrible and we can do better! Through unions!

Edit: I looked up Star Trek credit union just for giggles and there’s a NASA credit union, hence the theme being themes.

[–] [email protected] 2 points 2 days ago (3 children)

multiple gov & military credit unions and specialized banks - navy credit, usaa, geico etc

[–] [email protected] 3 points 2 days ago* (last edited 2 days ago) (2 children)

Not the best places to look tbh. Nothing personal, ofc, but stuff to be aware of. Nothing comes up for geico news search but as a major company I don’t trust them in the slightest. But navy fed and USAA have both proven to be garbage piles.

https://www.consumerfinance.gov/about-us/newsroom/cfpb-orders-navy-federal-credit-union-to-pay-more-than-95-million-for-illegal-surprise-overdraft-fees/

https://www.stripes.com/theaters/us/2024-04-26/fraud-bank-usaa-louisiana-13665723.html

[–] [email protected] 1 points 2 days ago (1 children)

eh, USAA has been stellar for me for 3 decades. A gaggle of call center employees going bad (and getting caught) is hardly wells fargo levels of garbage for example.

[–] [email protected] 1 points 2 days ago

I guess if you are already with them you can overlook it because it’s easier, but I certainly wouldn’t encourage new people to be potentially swindled along with you, wtf?

Certainly not with an “eh”, like that’s normal shit to have happen (it isn’t at all, for the record)… comparing it to a more egregious actor doesn’t help your case either.. those bad things are still really bad even if someone else is worse.

How did random low level call center employees even manage to steal that much, if not poor organizational security?

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