this post was submitted on 12 Oct 2023
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A landlord and their tenant(s) are at a natural conflict of interest to begin with.
Also, for most tenants, the rising costs for many goods and services associated to housing are bundled into rent, so to them, it's their landlord who's jacking up prices and being frugal with repairs etc.
Next, the term "landlords" encompasses not only uncle Mike who invested his life savings in two apartments to secure his retirement, but also the millionaire who owns a dozen houses and the middle manager who doesn't even own the units they're managing but has to represent a large company.
So landlords make for easy targets of frustration to begin with.
A landlord who is, on top of that, intent on not only covering costs (including their own), but wants to ~~create generational wealth~~ get rich(er) quickly, will have to squeeze their tenants more.
Remember: wealth isn't created. It's extracted.
(Yes, there's money genuinely being generated somewhere in the realms of credits and banking, but my LL isn't being paid by a bank. They're being paid by me.)
To your last point: money being created != Wealth/value creation; it's more like wealth redistribution (if you create a thousand bucks out of thin air, in an economy of a trillion it's small potatoes - but it does add up fast and affects everyone).
There absolutely is value in banking, but it's not nearly enough as much as advertised.
I'm aware.
I just didn't want to go into detail with this particular can of worms.