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Biden administration moves to ban medical debt from credit reports (www.nbcnews.com)

submitted 5 months ago by [email protected] to c/[email protected]

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The Biden administration is moving to ban medical debt from credit reports.

Vice President Kamala Harris said Tuesday that the proposed rule, taken through the Consumer Financial Protection Bureau, would reduce the number of Americans with medical debt listed on their credit reports to zero, down from 46 million in 2020.

In a press call Tuesday, Harris said the move would help improve the financial health and wellbeing of millions of Americans.

Medical debt, she said, "makes it more difficult to get by, much less get ahead. That is simply not fair."

The administration calculates that if implemented, the rule would raise affected individuals' credit scores by an average of 20 points, and could lead to the approval of approximately 22,000 additional mortgages every year as a result of the cleaned-up credit reports.

A recent study estimated that one in five U.S. households liv e with medical debt, including people with health insurance; and that on average, a typical American household owes about $4,600 in medical debts.

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[–] [email protected] 2 points 5 months ago

Same here. Currently have a bunch of collections agencies calling me. Had to havey ankle put back together in November and I didn't have the option to consolidate everything into one bill. I very quickly lost track of who the fuck I gotta pay at this point. I'm just going to pay them off one at a time until it's gone. I can't handle working with 10 different medical billing departments that work the same hours I do. I had to take an entire day off work when the bills first came in to get it figured out, and then a month later I got more for different things and I gave up. I just have a stack of bills that I'm going to be going through and paying what I can online then go from there. I've been actually trying to pay this shit, but idek what's what. Life pro tip: don't break your ankle as spectacularly as I did. It's nothing but trouble