No Stupid Questions
No such thing. Ask away!
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Let everyone have their own content.
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If you need to send SMS commercially they're still generally priced at $0.03 each. I just had to deal with that because some users will apparently only turn on MFA if they can get the codes by txt.
OP didn't clarify personal versus business. I'm aware of how much businesses get ripped off, I've looked into using the short codes for promoting my own business and shit is not cheap.
I considered setting up a raspberry pi with a 4g hat because of that.
In the wild west days of the internet we used to connect consumer CDMA phones straight to our servers. You'd walk around your COLO and peek in racks of crazy expensive, rack mounted hardware with the world's cheapest flip phone sitting on top.
The telcos caught wind and started terminating accounts. It was a great way to have a server tell you it fell off the network.