Technology
This is the official technology community of Lemmy.ml for all news related to creation and use of technology, and to facilitate civil, meaningful discussion around it.
Ask in DM before posting product reviews or ads. All such posts otherwise are subject to removal.
Rules:
1: All Lemmy rules apply
2: Do not post low effort posts
3: NEVER post naziped*gore stuff
4: Always post article URLs or their archived version URLs as sources, NOT screenshots. Help the blind users.
5: personal rants of Big Tech CEOs like Elon Musk are unwelcome (does not include posts about their companies affecting wide range of people)
6: no advertisement posts unless verified as legitimate and non-exploitative/non-consumerist
7: crypto related posts, unless essential, are disallowed
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To be entirely fair the score isn't the only determining factor. My credit is around 690 with perfect payment history except for one delinquent student loan account from 6.5 years ago and I still get rejected for things that "should" only require a score of > 640.
Not surprising unfortunately. There's no accountability or transparency; they can deny any application they want for any reason, and don't have to tell you why. As long as they don't come out and say it's due to being a member of a protected class (which they can act on indirectly, just can't say it out loud), they can get away with any reasoning.