this post was submitted on 22 Jun 2024
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Mildly Infuriating

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About 3 or 4 years ago PayPal added the option to buy cryptocurrency, which I thought I’d try. (Dumb idea 🙄)

Part of the sign up process was glitched. I retried and clicked submit one too many times, I guess. Now I’ve been unable to use PayPal for years. They blocked me because THEIR SITE was broken, but the web page essentially accuses me of being a criminal and asks for my bank records. No way in hell.

This was just for me to pay others. I can only imagine how awful PayPal is if you are a vendor.

Fuck PayPal.

(page 2) 44 comments
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[–] [email protected] 1 points 6 months ago

I used PayPal for a little while in the mid 2000's to pay for stuff online until I found out they could freeze my bank account.

I immediately removed my bank account from PayPal and over time I got a credit card and it was easier to use. I kept it with only my credit card in my account to sometimes but stuff on eBay and that's the only time I use it

[–] [email protected] 1 points 6 months ago* (last edited 6 months ago)

Paypal locked my account after years of use for absolutely no reason. I never had a invalid charge, dispute, or any other kind of problem with it, just one day they decided to shut it down. They flatly refused to explain what was going on. With all the decent alternatives out there now there is no longer a reason to use their crappy service.

Love that they believe they're the only game in town and can demand your bank statement.

[–] [email protected] 0 points 6 months ago (1 children)

Same thing happened to me when I tried to update my phone number and address at the same time.

[–] [email protected] 0 points 6 months ago (1 children)

I never even provided my phone number to Paypal, then one day they started requiring me to use it to verify logins.

[–] [email protected] 0 points 6 months ago (2 children)

Two factor authentication for a financial website sounds like a good idea to me.

[–] [email protected] 1 points 6 months ago

A phone number is not a factor of security, doesn't matter how much every scummy data harvesting company tries to gaslight you into thinking it is, it fundamentally can never be.

[–] [email protected] 1 points 6 months ago* (last edited 6 months ago) (1 children)

Sure, but where did they get my phone number from???

It's like Facebook locking you out of your account and requiring you to present government ID, which they've never seen before and thus cannot use to prove ownership of the account. The request itself is a thinly veiled fish for more valuable information.

[–] [email protected] -1 points 6 months ago

That I couldn't tell you.

[–] [email protected] 0 points 6 months ago

you're going to be giving paypal access to your bank account/debit card if you want to get paid, or send money, giving them a bank statement, like many other financial vendors ask for before setting up and account or a loan, isn't unusual. you've decided it's your line in the sand, but it's no big deal, like, at all at all.

[–] [email protected] 0 points 6 months ago

Paying anything bought through PayPal credit. Wow.

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