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Experian requiring access to my phone carrier account in order to provide my annual free credit report
(lemmy.world)
I spent the weekend researching data removal methods and decided to start with my credit report. I’m not even going to get into all of the alarming privacy invasions that popped up during this process. But when I got to the experian report, I was met with T&C box that says I have to hand over my phone carrier info and it wouldn’t let me proceed without doing so. The bureaus are legally required to give you one free report a year. It’s bad enough that these companies are even given rights to my data and now they’re using it to request further information.
I’m just so angry, frustrated, and violated.
guessing they're using the carrier's data for verification. name, address, phone number, socials and at least partials of credit cards, bank accounts. whatever relevant that they have.
this is all data the credit bureau has on you already
It’s not, or they wouldn’t need to request my explicit permission to obtain it. You don’t need to guess what it’s for because we know that credit “bureaus” exist to profile “consumers” and sell their information, whether aggregate or personal. They’re asking to gain access to my carrier account and my device information. This is about data inventory. The credit bureaus know who has it and want permission to buy it from them.