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Anon on credit scores (sh.itjust.works)

submitted 1 year ago by [email protected] to c/[email protected]

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[–] [email protected] 97 points 1 year ago* (last edited 1 year ago) (47 children)

What I hate the most is how your score goes down for paying off a loan early. Getting penalized for actually being financially responsible is infuriating. I paid off my car less than 2 years into a 5 year loan and my score went down a couple dozen points. Just because they couldn’t get more money from interest.

[–] [email protected] -4 points 1 year ago (2 children)

That's not why it went down...lol.

Tell me u don't understand how credit works...

[–] [email protected] 6 points 1 year ago (1 children)

Enlighten us

[–] [email protected] -3 points 1 year ago

I did below

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