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Living in an SUV is often the first step to really needing their help. Housing insecurity is a quick road to pretty rough living. If you are in their system, in their eyes, they can actually act quickly and help you when the likely next step happens. Not being in the system is pretty slow to get help in most places.
There are a lot of nomads and van dwellers living in dispersed camping spots, traveling the country and enjoying the outdoors. We even have meetups. Others like me leave the sites better than we found them and follow all the rules. Everyone I've met so far is happy living this way. I know it seems strange, but enjoying the outdoors and not having to pay bills is wonderful to me and I get to choose solitude or community however I please. It's a very free way to live.
Clearly the nomadic lifestyle does not work for everyone. Many people try it for a couple of months or a couple of years and then make a change. If you're enjoying it, great, and if you enjoy it for years or decades to come, great, but don't pretend that everyone does. And this is important because social workers cannot predict your future. They can only play the odds and make reasonable preparations for possible future badness.